Mutual Funds and Mutual Fund Investing - Fidelity Investments (2024)

Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

Diversification and asset allocation do not ensure a profit or guarantee against loss.

Past performance is no guarantee of future results.

Because of their narrow focus, sector investments tend to be more volatile than investments that diversify across many sectors and companies.

Investing in bonds involves risk, including interest rate risk, inflation risk, credit and default risk, call risk, and liquidity risk.

1.

Other fees and expenses, including those which apply to a continued investment in the fund, are described in the fund's current prospectus. Fidelity Brokerage Services LLC, or its affiliates, receives compensation in connection with (i) access to, purchase or redemption of, and/or maintenance of positions in mutual funds and other investment products ("funds"), (ii) infrastructure needed to support such funds as well as additional compensation for shareholder services, start-up fees, infrastructure support and maintenance, marketing, engagement and analytics programs and/or (iii) a fund's attendance at events for FBS's clients and/or representatives, and opportunities for the fund to promote its products and services. This compensation may take the form of sales loads and 12b-1 fees described in the prospectus and/or additional compensation paid by the fund, its investment adviser or an affiliate. Fidelity reserves the right to change the funds available without transaction fees and reinstate the fees on any funds. Fidelity will charge a short term trading fee each time you sell or exchange shares of FundsNetwork No Transaction Fee (NTF) funds held less than 60 days (short-term trade).

2. The Fund Evaluator is provided to help self-directed investors evaluate mutual funds based on their own needs and circ*mstances. The criteria entered is at the sole discretion of the user and any information obtained should not be considered an offer to buy or sell, a solicitation of an offer to buy, or a recommendation for any securities. You acknowledge that your requests for information are unsolicited and shall neither constitute, nor be considered as investment advice by Fidelity Brokerage Services, LLC., Fidelity Distributors Corporation, or their affiliates (collectively, "Fidelity").

Please note: When comparing funds, please consider all important factors, including information pertaining to fund fees, fund features, and fund objectives. While funds may track an index, the indices and strategies employed in seeking to achieve an investment goal may be different. Each fund’s investment object and strategy and index tracked to achieve investment goals may differ. For new investors, funding investment minimums may be different.

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Mutual Funds and Mutual Fund Investing - Fidelity Investments (2024)

FAQs

What is a mutual fund Quizlet? ›

Mutual fund. -an investment raised from investors, invests in stocks, bonds, and other investments. -each investor owns a share of the fund, depending on their investment.

How much does Fidelity charge for Treasury bills? ›

What are the fees and bidding restrictions on Treasury auctions? There is no charge for Treasury Auction orders placed online at Fidelity.com. A $19.95 fee will be charged on all Treasury Auction orders placed through a Fidelity representative.

Which are a better investment stocks or mutual funds explain your answer? ›

A mutual fund provides diversification through exposure to a multitude of stocks. The reason that owning shares in a mutual fund is recommended over owning a single stock is that an individual stock carries more risk than a mutual fund.

Does Fidelity let you invest in mutual funds? ›

Fidelity's FundsNetwork allows you to invest in mutual funds from hundreds of fund companies outside of Fidelity, including many available with no transaction fees. Explore your financial options by searching through our world class library of funds.

What is a mutual fund answer? ›

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments and/or other securities.

What is a mutual fund short definition? ›

A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt.

Do you pay taxes on Treasury bills? ›

Key Takeaways

Interest from Treasury bills (T-bills) is subject to federal income taxes but not state or local taxes. The interest income received in a year is recorded on Form 1099-INT.

Are Treasury bills a good investment? ›

Treasury bills are a good option for investors who are looking for a safe and secure investment with a short-term maturity while parking their money for a short period.

How to buy Treasury bills for beginners? ›

You can only buy T-bills in electronic form, either from a brokerage firm or directly from the government at TreasuryDirect.gov. (You can also buy Series I savings bonds through TreasuryDirect.gov). The most common maturity dates are four weeks, eight weeks, 13 weeks, 26 weeks and 52 weeks.

What is the best mutual fund to invest in? ›

5 Best Mutual Funds to Buy Now
Mutual FundAssets Under ManagementExpense Ratio
Vanguard Wellington Fund (ticker: VWELX)$111.7 billion0.26%
Vanguard Total Stock Market Index Fund (VTSAX)$1.6 trillion0.04%
Fidelity 500 Index (FXAIX)$512.4 billion0.015%
Fidelity ZERO International Index (FZILX)$4 billion0%
1 more row
May 10, 2024

What is the best mutual fund to invest in in 2024? ›

Best-performing U.S. equity mutual funds
TickerName5-year return (%)
GQEPXGQG Partners US Select Quality Eq Inv19.33
FGRTXFidelity Mega Cap Stock17.23
SSAQXState Street US Core Equity Fund16.89
FGLGXFidelity Series Large Cap Stock16.88
3 more rows
May 31, 2024

Are mutual funds really worth it? ›

Mutual fund investments when used right can lead to good returns, keeping risk at a minimum, especially when compared with individual stocks or bonds. These are especially great for people who are not experts in stock market dynamics as these are run by experienced fund managers.

Which Fidelity fund has the highest return? ›

Fidelity Select Semiconductors Portfolio (FSELX)

According to Fidelity's fund screener, the best performing fund over the past 10 years was FSELX, which returned an annualized 26.9%.

Is it smart to invest in Fidelity? ›

From 2022 through 2024, NerdWallet3 has rated Fidelity the Best App for Investing and the Best Online Broker for Beginning Investors. StockBrokers.com4 also rated Fidelity #1 Overall Broker in 2022, 2023, and 2024. In 2023, both Barron's5 and Kiplinger's6 awarded Fidelity Best Online Broker.

What is the 30 day rule for Fidelity? ›

Roundtrip Transactions

A roundtrip is a mutual fund purchase or exchange purchase followed by a sell or exchange sell within 30 calendar days in the same fund and account. For example, if you purchased a fund on May 1, selling the fund prior to May 31 would incur a roundtrip violation.

What describes a mutual fund? ›

A mutual fund is a pooled collection of assets that invests in stocks, bonds, and other securities. When you buy a mutual fund, you get a more diversified holding than you would with an individual security, and you can enjoy the convenience of automatic investing if you meet the minimum investment requirements.

Which of the following best describes a mutual fund quizlet? ›

Which of the following best defines a mutual fund? An investment company that pools investors' money to invest in various securities.

What is a mutual fund What are the advantages? ›

Mutual funds offer diversification or access to a wider variety of investments than an individual investor could afford to buy. Investing with a group offers economies of scale, decreasing your costs. Monthly contributions help your assets grow. Funds are more liquid because they tend to be less volatile.

What are two types of mutual funds? ›

What are the different types of mutual funds?
  • Equity Funds.
  • Debt Funds.
  • Hybrid Funds.
  • Money Market Funds.
  • Index Funds.
  • Sectoral or Thematic Funds.
  • Tax-Saving Funds (ELSS)
  • Liquid Funds.

References

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