Can I Make More Money By Investing $10,000 In The S&P 500 Or An Annuity? (2024)

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e=r.searchBoxForm.querySelector("[name=fr]"),n=r.searchBoxForm.querySelector("[name=fr2]");e&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr&&(e.value=i.searchBox.params.fr,e.disabled=!1),n&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr2&&(n.value=i.searchBox.params.fr2,n.disabled=!1),r.searchBoxForm.submit()}}),1e3)},r.recognition.onspeechstart=function(){},r.recognition.onspeechend=function(){r.recognition.stop()},r.recognition.onerror=function(){r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_error")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play()},r.recognition.onaudiostart=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.add("listening")},r.recognition.onaudioend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("listening")},r.recognition.onsoundstart=function(){r.hideTrending(r),r.noSpeech=!1,r.speechButtonContainer&&(r.speechButtonContainer.classList.remove("listening"),r.speechButtonContainer.classList.add("speaking"))},r.recognition.onsoundend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("speaking")},r.recognition.onstart=function(){r.recognitionInit(r),r.startRecognition(r)},r.recognition.onend=function(){r.isRecognitionStart=!1,0==r.noSpeech&&""==r.speechResult&&(r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_nomatch")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play())},document&&document.dispatchEvent&&document.dispatchEvent(new Event("VOICE_JS_READY"))}}o.I18n=m,o.prototype.renderPermissionGuide=function(e){var n='\n

    \n

    \n

    \n

    \n

    \n

    \n

    \n

    '.concat(e.i18n.t("search.voice.permission_title"),'

    \n

    ').concat(e.i18n.t("search.voice.permission_text"),"

    \n

    \n

    \n

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    \n

    \n

    \n

    \n

    \n

    \n \n \n \n \n \n \n

    \n

    \n

    \n \n \n '.concat(e.i18n.t("search.voice.recognition_retry"),'\n

    \n

    \n

    \n

    \n

    \n

    \n ').concat(e.i18n.t("search.voice.trending_title"),'\n \n

    \n

    \n

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e)&&("SpeechGrammarList"in e||"webkitSpeechGrammarList"in e)}}],d=0;d0){var n=e.speechResult.charAt(e.speechResult.length-1);"."!==n&&"?"!==n&&"。"!==n&&"?"!==n||(e.speechResult=e.speechResult.slice(0,-1))}},o.prototype.sendBeacon=function(n,t){var o=e.YAHOO.ULT||{},i=e.YAHOO.SB||{};if(o.beacon_click){var r={_S:i.config.i13n.spaceid,_I:i.config.i13n.pvid,actn:n,sec:"search",slk:t};e.YAHOO.ULT.beacon_click(r)}},o.prototype.ajaxReq=function(t,o){var i,r,a=XMLHttpRequest.DONE||4,s=new XMLHttpRequest;if(n.documentMode&&n.documentMode<10)return(new e.XDomainRequest).onload=function(){try{r=JSON.parse(i),o(r)}catch(e){return}},s.open("GET",t),void s.send();s.onreadystatechange=function(){if(s.readyState===a)if(200===s.status){i=s.responseText;try{r=JSON.parse(i),o(r)}catch(e){return}}else o(r)},s.open("GET",t,!0),s.timeout=1e4,s.send()},e.YAHOO||(e.YAHOO={}),e.YAHOO.Util||(e.YAHOO.Util={}),e.YAHOO.Util.VoiceSearch=o}(window,document)}();var Wn={containerClass:Un.tooltip,textClass:Un.tooltip__text,showClass:Un["tooltip--show"]},Jn=["zh-hant-tw","zh-hant-hk"];ye("ybar-mod-searchbox",(function(e){var n={ybar:document.getElementById("ybar"),searchInput:document.getElementById("ybar-sbq"),buttonBar:document.querySelector(".".concat(Un["sa-btn-bar"])),voiceSearchBtn:document.getElementById("ybar-sbq-voice"),searchForm:document.getElementById("ybar-sf"),searchBoxIcon:document.querySelector(".".concat(Un["searchbox-icon-uh3"])),searchBoxPlaceholder:document.getElementById("ybar-smartphone-searchbox-placeholder"),searchBoxBackButton:document.getElementById("ybar-search-back-btn"),shopsButtonsWrap:document.querySelector(".".concat(Un["shops-buttons"])),categorySelect:document.getElementById("shops-category-select"),selectedMerchantInput:document.getElementById("selected-merchant-input"),selectedMerchantClearButton:document.querySelector(".".concat(Un["selected-merchant-clear-button"])),submitSearchBtn:document.getElementById("ybar-search"),clearSearchBtn:document.getElementById("ybar-sbq-x")};!function(e,n){var t,o,i,r=e.getConfig();if(n.ybar&&"desktop"===r.device&&(null===(t=r.bucketConfig)||void 0===t?void 0:t.highlight_searchassist)&&(null===(o=r.bucketConfig)||void 0===o?void 0:o.overlay_class)){n.ybar.setAttribute("data-ovrly-bkt",r.bucketConfig.overlay_class),null===(i=n.searchForm)||void 0===i||i.classList.add(Un[r.bucketConfig.overlay_class]);var a=document.createElement("div");a.classList.add(Un.overlay,Un[r.bucketConfig.overlay_class]),document.body.appendChild(a),e.onDestroy((function(){document.body.removeChild(a)})),e.addElementListener(n.searchForm,"focusout",(function(e){if(n.searchForm&&n.searchInput){var t=e.relatedTarget;t&&!n.searchForm.contains(t)&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&window.YAHOO.SA.apps[0].view.shown&&window.YAHOO.SA.apps[0].view.hide()}}))}}(e,n),Fn(e,n),n.voiceSearchBtn&&function(e,n){var t=e.getConfig(),o=t.locale,i=function(){var e,t;(null===(t=null===(e=window.YAHOO)||void 0===e?void 0:e.Util)||void 0===t?void 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    Can I Make More Money By Investing $10,000 In The S&P 500 Or An Annuity? (2024)

    FAQs

    Can I Make More Money By Investing $10,000 In The S&P 500 Or An Annuity? ›

    While the S&P 500 offers potential for higher returns, it also comes with greater market risk. Annuities, on the other hand, offer more stability and guaranteed income but generally yield lower returns and may have restrictions on fund access.

    What is the best investment for $10,000 dollars? ›

    How to invest $10,000: 10 proven strategies
    • Open a high-yield savings account.
    • Build a CD ladder.
    • Get your 401(k) match.
    • Max out your IRA.
    • Invest through a self-directed brokerage account.
    • Invest in a REIT.
    • Contribute to your HSA.
    • Invest in yourself.
    May 17, 2024

    What is a better investment than an annuity? ›

    Advantages of Bonds

    Bonds are issued for terms as short as three months or as long as 30 years (and sometimes even longer). An investor who thinks bond rates may go up soon can buy a short-term bond and then reinvest the principal later, when rates may be better. Bonds generally earn higher yields than annuities.

    Are stocks better than annuities? ›

    If you are currently planning for retirement and are looking for the right financial instrument to achieve the best growth and income results, you are better off using a dividend stock investing approach rather than use annuities.

    What is the difference between index annuity and S&P 500? ›

    Indexed annuities promise a guaranteed return plus one based on a market index, like the S&P 500. Many annuity contracts apply the guaranteed interest rate to only a portion of the money you pay in premiums. Your market-based return may also be less than the market's actual percentage gain.

    How much does a $100,000 annuity pay per month? ›

    How Much Income Does $100,000 Annuity Pay Out In The Future?
    Payout periodMonthly payouts
    10 years$1,102
    15 years$835
    20 years$707
    Apr 29, 2024

    How much does a $50,000 annuity pay per month? ›

    A straight fixed annuity is the easiest type of annuity to calculate a payment from. This is because fixed annuities work like bonds. If you use $50,000 to buy a fixed annuity paying 5% per year, for example, you'll earn $2,500 annually or about $208.33 per month.

    How to turn 10k into 100k in 1 year? ›

    Let's have a look at the best ways to turn your 10k into 100k:
    1. Invest in Real Estate. ...
    2. Invest in Cryptocurrency. ...
    3. Invest in The Stock Market. ...
    4. Start an E-Commerce Business. ...
    5. Open A High-Interest Savings Account. ...
    6. Invest in Small Enterprises. ...
    7. Try Peer-to-peer Lending. ...
    8. Start A Website Blog.
    May 15, 2024

    Where to put $10,000 for best interest? ›

    A stocks and shares ISA is likely to be most suitable. That is unless you will turn 55 within 30 years, in which case a pension might be a better tax wrapper for you. If you're unsure about the time horizon, you could invest in both a pension and a stocks and shares ISA.

    Do rich people invest in annuities? ›

    Wealthy investors can leverage certain aspects of annuities, which is one of the reasons they are popular. For example, those with a high level of disposable income can contribute to an annuity if they have maxed out their traditional retirement plans.

    What is the biggest disadvantage of an annuity? ›

    Disadvantages of annuities
    1. High expenses and commissions. Cost is one of the biggest drawbacks of annuities. ...
    2. Difficult to exit. While it may be possible to get out of an annuity contract, it comes at a cost. ...
    3. Possibility of an insurer defaulting. ...
    4. Highly complex.
    Apr 10, 2024

    What pays better than an annuity? ›

    In general, 401(k) plans — and the very similar 403(b) plans offered by nonprofit organizations — are a better way to grow your cash for retirement than an annuity.

    What does Suze Orman think about index annuities? ›

    Q: My financial adviser suggested that I invest in index annuities. Are they safe? Suze: I'm not a fan of index annuities. These financial instruments, which are sold by insurance companies, are typically held for a set number of years and pay out based on the performance of an index like the S&P 500.

    Should I use S&P 500 as retirement? ›

    An S&P 500 index fund could lead to a lot of retirement wealth. If you're still not quite convinced, consider that investing great Warren Buffett has long recommended that individual investors fall back on the S&P 500 to grow their nest eggs.

    What are the cons of an index annuity? ›

    The insurer can impose significant surrender charges if you cancel the contract early. If you take your money out of your indexed annuity before the end of the contract period, you could lose out on the return that would have been applied to your annuity.

    How much will a $300000 annuity pay per month? ›

    The type of annuity you choose can significantly impact your monthly income. With a $300,000 fixed immediate annuity, a 65-year-old man could receive around $1,450 to $1,950 per month for life, while a 65-year-old woman may get $1,800 to $2,200 per month.

    Should a 70 year old buy an annuity? ›

    Most financial advisors will tell you that the best age for starting an income annuity is between 70 and 75, which allows for the maximum payout. However, only you can decide when it's time for a guaranteed stream of income.

    How much does a $120,000 annuity pay per month? ›

    If a 72-year-old man invests $120,000 in an immediate annuity that pays out only as long as he lives, he'll get about $810 in monthly income. If you'd like the income to continue for as long as you and a 72-year-old spouse live, you'd need to invest about $160,000.

    How much does a $200 000 annuity pay per month? ›

    Payout Examples for a $200,000 Annuity:

    A 75-year-old male with the same annuity type might receive around $1185 per month due to a shorter life expectancy. A 65-year-old female might get around $839 per month, reflecting a longer life expectancy. A 75-year-old female would receive about $1,087 per month.

    How much will a 1 million dollar annuity pay? ›

    A $1 million annuity could pay $6,073 a month for a 65-year-old woman purchasing an immediate single life annuity. Annuity providers calculate the monthly payout of a $1 million annuity based on factors such as the type of annuity and the annuitant's age and gender.

    What does a $250 000 annuity pay? ›

    Estimated Monthly Payments from a $250,000 Annuity

    At age 65, monthly payments range from $1,387 for a single life with cash refund to $1,465 for a single life-only option.

    How to double 10k quickly? ›

    7 Proven Ways to Double $10k Quickly
    1. Retail Arbitrage.
    2. Invest in Stocks & ETFs.
    3. Start an AirBnb.
    4. Invest in Real Estate.
    5. Peer to Peer Lending.
    6. Cryptocurrency.
    7. Resell Products on Amazon FBA.
    Apr 19, 2024

    How to turn 10k into 20k fast? ›

    Think about the type of strategy that works best for you, and then dive in!
    1. Flip Stuff For Money. One of the more entreprenurial ways to flip 10k into 20k is to buy and resell stuff for profit. ...
    2. Invest In Real Estate. ...
    3. Start An Online Business. ...
    4. Start A Side Hustle.
    May 24, 2024

    What investment brings the highest return? ›

    Key Takeaways
    • The U.S. stock market is considered to offer the highest investment returns over time.
    • Higher returns, however, come with higher risk.
    • Stock prices typically are more volatile than bond prices.
    • Stock prices over shorter time periods are more volatile than stock prices over longer time periods.

    How to turn 10k into passive income? ›

    Passive income ideas:
    1. Create a course.
    2. Write an e-book.
    3. Rental income.
    4. Affiliate marketing.
    5. Flip retail products.
    6. Sell photography online.
    7. Buy crowdfunded real estate.
    8. Peer-to-peer lending.
    May 1, 2024

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